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	<title>Comments on: Who I Am</title>
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		<title>By: Robert Cogan</title>
		<link>http://markradulich.com/about/#comment-772</link>
		<dc:creator><![CDATA[Robert Cogan]]></dc:creator>
		<pubDate>Fri, 17 Dec 2010 15:01:36 +0000</pubDate>
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		<description><![CDATA[Hello, I&#039;m an economics researcher looking into Ryan&#039;s Roadmap. I like the simplified format of your critique of Ryan&#039;s Roadmap idea of purchasing an annuity starting at age 67, the one in &quot;The Problem with...&quot; But I am seeking information on how you calculated the $200,000 minimum necessary to get an annuity equal ti 150% of poverty. Also the calculations that results in the amounts of $16,350 and $40,000 per year for 40 or 41 years. (I&#039;m guessing you used some sort of annuity calculator with assumptions about earnings rates or invested funds in the PSA&#039;s and interest rate return for the $200k annuity purchase price.) 

I&#039;ve looked at the CBO and SSA analyses but don&#039;t fing there the kind of  simplified, common sense format you have used. So I&#039;d greatly appreciate any links, etc. you couyld provide. Robert Cogan, Ph.D.]]></description>
		<content:encoded><![CDATA[<p>Hello, I&#8217;m an economics researcher looking into Ryan&#8217;s Roadmap. I like the simplified format of your critique of Ryan&#8217;s Roadmap idea of purchasing an annuity starting at age 67, the one in &#8220;The Problem with&#8230;&#8221; But I am seeking information on how you calculated the $200,000 minimum necessary to get an annuity equal ti 150% of poverty. Also the calculations that results in the amounts of $16,350 and $40,000 per year for 40 or 41 years. (I&#8217;m guessing you used some sort of annuity calculator with assumptions about earnings rates or invested funds in the PSA&#8217;s and interest rate return for the $200k annuity purchase price.) </p>
<p>I&#8217;ve looked at the CBO and SSA analyses but don&#8217;t fing there the kind of  simplified, common sense format you have used. So I&#8217;d greatly appreciate any links, etc. you couyld provide. Robert Cogan, Ph.D.</p>
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